Cookie policy

Our websites (,,,,, and (the Websites)) use cookies to distinguish you from other users of our Websites. This helps us to provide you with a good experience when you browse our Websites and also allows us to improve our sites. By continuing to browse the site, you are agreeing to our use of cookies.

What are 'cookies'?

'Cookies' are small text files that are stored on your computer or mobile phone, if you agree. They allow websites to store such things as user preferences and allow us to monitor the performance of the Websites.

We use the following cookies on our Websites:

Strictly necessary cookies. These are cookies that are required for the operation of our Websites. They include, for example, cookies that enable you to log into secure areas of our Websites or make use of e-billing services.

Analytical/performance cookies. They allow us to recognise and count the number of visitors and to see how visitors move around our Websites. This helps us to improve the way our Websites work, for example, by ensuring that users are finding what they are looking for easily.

Functionality cookies. These are used to recognise you when you return to one of our Websites. This enables us to personalise our content for you, greet you by name and remember your preferences.

Targeting cookies. These cookies record your visit to our Websites, the pages you have visited and the links you have followed. We will use this information to make our Websites and the advertising displayed on them more relevant to your interests. We may also share this information with third parties for this purpose.

You can find more information about the individual cookies we use and the purposes for which we use them below.

The cookies we use are anonymous and are not used to identify an individual; they are only used for statistical and functional purposes.

Login cookies

InsuranceERM: iermlog
Insurance Asset Risk: iarlog
Environmental Finance: eflog

When you sign in to one of our Websites, if you select the 'Stay signed in?' option, we send a cookie to store that preference. This cookie allows us to remember who you are and means you don't have to sign in again every time you view a page. The login cookies expire after five years.

Each login cookie has a cookie policy cookie that expires after one year, they are called:

InsuranceERM: ierm_cookie_policy
Insurance Asset Risk: fgm_cookie_policy
Environmental Finance: ef_cookie_policy

There is also a session cookie that expires after seven days, called PHPSESSID.

Analytics cookies (Google analytics cookie: _ga)

Every time a user visits one of our Websites, web analytics software provided by a third party generates an anonymous analytics cookie.

These cookies can tell us whether or not you have visited the site before, how many individual unique users we have, and how often they visit the site.

Third party advertising cookies (Google ads cookie: _gads)

The advertisements you see on our Websites are generated via third party ad management software. This software is managed by Field Gibson Media and is used to track how many people have seen a particular ad, or to track how many people have seen it more than once. This data is anonymous and is only shared with the advertiser and is not shared with other third-party sources.

Please note that third parties (including, for example, advertising networks and providers of external services like web traffic analysis services) may also use cookies, over which we have no control. These cookies are likely to be analytical/performance cookies or targeting cookies.

How do I turn cookies off?

It is usually possible to stop your browser accepting cookies, or to stop it accepting cookies from a particular website. However, if you use your browser settings to block all cookies (including essential cookies) you may not be able to access all or parts of our sites.

Most browsers allow you to change your cookie settings or turn them off altogether. These settings are usually found in the 'options' or 'preferences' menu of your browser. You can use the 'Help' option in your browser for more information or use the following links:

Cookie settings in Internet Explorer
Cookie settings in Firefox
Cookie settings in Chrome
Cookie settings in Safari