Titularizadora Colombiana stood out for its innovative response to Colombia's housing crisis, where Titularizadora Colombiana says 28.7% of households face a deficit in adequate housing.
As the country's first secondary mortgage market specialist, the firm launched Colombia's first social securitisation of its kind – creating a scalable model to channel long-term capital into affordable housing for low-income families, who often lack access to mortgage credit due to informality and limited savings.
Under its Social Housing Securitisation Framework, all proceeds are strictly allocated to eligible social and priority housing mortgages, ensuring transparency, accountability, and measurable social impact.
The transaction was further supported by IDB Invest, which invested up to COP79.84 billion (approximately $19.6 million) in senior securities backed by a diversified pool of mortgages originated by Credifamilia and Titularizadora.