Launched by British International Investment in July 2023, Growth Investment Partners (GIP) Ghana is an investment platform providing patient, flexible local-currency financing to small and medium-sized enterprises (SMEs), filling gaps left by traditional banks.
According to GIP, SMEs contribute about 60% to Ghana's GDP and 80% of employment but face an estimated $4.8 billion financing gap, restricting growth, innovation, and job creation.
GIP offers innovative financial products, including extended tenors, revenue-linked repayment structures, and minimal collateral requirements, tailored to the realities of SMEs. The platform also mobilises local institutional investors, strengthening Ghana's capital markets and creating a replicable model for alternative investment in Africa.
Beyond capital, GIP Ghana integrates technical assistance through the Ghana Investment Support Programme, offering capacity building in financial management, ESG practices, and corporate governance.
In its first 12 months, GIP committed $23 million across nine SMEs, directly supporting 2,699 jobs, with 60% demonstrating gender-inclusive impact.
Early investments, such as in Truecoco Ghana in October 2024, support sustainable agriculture practices and will fund the development of an industrial biochar carbon removal project. Growth Investment Partners Zambia was launched in July 2025.